Payment and
Financing
Options
We do our best to make our services accessible and want to provide as many options as we can. If none of the below options work for you, let us know!
Payment Options
ACH payment
Credit card -3% processing fee
Cash
Check
Customer financing through local credit unions (more info below!)
Financing Options
We provide consumer financing and have partnered with two local credit unions.
OnPoint Community Credit Union:
Up to $25,000
Fixed rate, 11.00% - 16.00%
No loan fees
Same day approval on most applications
$100-$25,000
Variable rate, 18.50% - 20.50%
Better rates than personal loan
3 to 10 days for approval
Annual fee of $75
Variable rate, 6.25%-11.00%
**Must be within membership region
**Must be an On Point member (have at least $5 in a savings account)
Advantis Credit Union
Up to $30,000
No loan fees
24hr approval for most applications
All steps can be done online
Fixed rate, 11.99% - 19.99%
$10,000-$350,000
Variable rate, 8.65%-12.00%
“Open-end loan”
**Must be within membership region
**Must be an Advantis member (have at least $5 in a savings account)
Online bank option for project financing where pre-qualifications and applications are initiated by us and completed through Wisetack.
Pre-qualification option
To better understand your spending capacity for projects, prior to applying for financing
Additional application required to lock in rates
Applications are initiated by Queers Remodel PDX and are quick to complete
Viewing financing options does not impact your credit score
Application approval or denial is nearly instant
If approved, you will receive up to 6 financing options
Loans range from $500-$25,000
Repayment periods between 3 and 60 months
APR between 0% and 35.9%
**No penalties, late-fees, or compounding interest
Payment FAQs
A note on costs and fees: We understand that there are companies that charge less than we do, and do not charge an estimate fee. But not all companies are community focused with a mindset to protect and accommodate their employees well-being. We strive to be a place where we can support our community through mutual aid work, running fundraisers, and encouraging good mental and physical health for our employees and our prices reflect that. If you would like more details about our cost breakdown you can find it here.
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We do not! We aren't equipped to take on payment plans internally but we hope our credit union partnerships allow our customers to create payment plans for themselves!
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Yes! We require a 50% deposit when you schedule your project with us!